>> 59 0 obj /P 3 0 R /K [1478 0 R] /P 3 0 R 205 0 R 206 0 R 207 0 R 208 0 R 209 0 R 210 0 R 211 0 R 212 0 R 213 0 R 214 0 R /Group << /Pg 27 0 R /S /P /K [0] /S /H1 /Lang (en-US) >> Not all products and services are available in all geographic areas. << /K [1145 0 R 1144 0 R] >> /Type /StructElem 319 0 obj >> /P 3 0 R << /K [864 0 R 761 0 R] /Type /Group >> 957 0 obj <>/Filter/FlateDecode/ID[<46413959957C714086BA3FF4B0F0B0DE>]/Index[925 52]/Info 924 0 R/Length 142/Prev 261460/Root 926 0 R/Size 977/Type/XRef/W[1 3 1]>>stream >> /S /H3 endobj >> << 142 0 obj /P 3 0 R >> /Pg 26 0 R << 56 0 obj << /F5 525 0 R << 151 0 obj endobj /P 3 0 R >> endobj /Pg 40 0 R >> /GS6 518 0 R >> << /S /Header As major currencies adopt ISO 20022 formatting, SWIFT estimates that 80% of global, high-value payments by volume will be processed through ISO 20022.1, View the Text Version >> << /K [31] 379 0 obj /Type /StructElem /P 3 0 R /Type /StructElem 513 0 obj The Canadian economy depends on the exchange of billions of dollars each day. /Alt () << /S /P /Type /StructElem /K [2] >> /S /Transparency /Type /StructElem >> /P 3 0 R These tasks are important in ensuring workforces are paid accurately and on time throughout the year. /K [7] /F7 613 0 R /P 3 0 R Credit if you are married or have a common-law partner. The validation portal serves to promote the uniform application of the ISO 20022 standard for payments in the Swiss financial center. For an overview of the ISO 20022 standard and its governance, visit ISO20022.org. 552 0 R 553 0 R 554 0 R 555 0 R 556 0 R 557 0 R 558 0 R 559 0 R 560 0 R 561 0 R 86 0 obj /Pg 22 0 R endobj /GS6 518 0 R /S /P /Type /StructElem >> The federal government recently announced that GST credit amounts will be doubled for a 6 month period this year. /K [14] /K [6] 30 0 obj /Type /StructElem endobj >> /F2 521 0 R /Type /StructElem /Type /StructElem /A 1551 0 R 102 0 obj ISO 20022 is emerging as a common language and model for financial messages across the world. /Type /StructElem << /S /P /Parent 2 0 R J.P. Morgan is here to consult on ISO 20022 migration related questions and walk through the journey with you. endobj /S /H3 /Pg 16 0 R /K [16] /K [0] /Type /StructElem /P 3 0 R /S /P /K [19] /Pg 36 0 R endobj 208 0 obj As major currencies adopt ISO 20022 formatting, SWIFT estimates that 80% of global, high-value payments by volume will be processed through ISO 20022. /Pg 41 0 R >> /K [1210 0 R 1211 0 R] /K [40] >> /Meta15 517 0 R /Font << /K [8] /Type /Page endobj /Pg 26 0 R endobj /Pg 17 0 R /S /L /F5 525 0 R /Parent 2 0 R /Type /StructElem >> >> /Type /StructElem 507 0 obj /K [1230 0 R 1231 0 R] >> >> << /K [16] /P 3 0 R /Type /StructElem /Type /StructElem /P 3 0 R 1294 0 R 1295 0 R 1296 0 R 1297 0 R 1298 0 R 1299 0 R 1300 0 R 1301 0 R 476 0 R 477 0 R >> /P 3 0 R /S /P 75 0 obj /Type /StructElem /Pg 27 0 R /Pg 17 0 R /Type /StructElem /S /TOCI endobj /Contents 612 0 R endobj /K [2] 39 0 R 40 0 R 41 0 R 42 0 R] 253 0 obj /S /P >> /S /Footnote Reference No Description; . /OutputIntents [5 0 R] /P 3 0 R /ExtGState << /Type /StructElem endobj /S /P /Pg 12 0 R >> Our financial advisors create solutions addressing strategic investment approaches, professional portfolio management and a broad range of wealth management services. /K [8] View the Text Version /Pg 19 0 R 152 0 obj /S /P 235 0 R 236 0 R 237 0 R 238 0 R 239 0 R 240 0 R 241 0 R 242 0 R 243 0 R 244 0 R /Type /StructElem >> /CS /DeviceRGB endobj >> >> << /Type /StructElem /Type /StructElem >> /Pg 20 0 R /Type /StructElem /Type /StructElem /S /H3 << /Font << >> >> /F4 523 0 R 68 0 obj /K [1563 0 R 1564 0 R 1565 0 R 1566 0 R] /Type /StructElem >> /GS9 519 0 R endobj /Type /StructElem /S /P endobj 279 0 obj << /K [1333 0 R] /Pg 20 0 R >> /P 3 0 R 415 0 obj << /K [876 0 R 791 0 R] 15 860 0 R 16 861 0 R 17 862 0 R 18 863 0 R 19 864 0 R /Pg 17 0 R 243 0 obj /P 3 0 R >> /P 3 0 R /Type /StructElem /Annots [596 0 R 597 0 R 598 0 R 599 0 R 600 0 R 601 0 R 602 0 R 603 0 R] /Image247 688 0 R /Pg 41 0 R /F1 520 0 R /K [1250 0 R 1251 0 R] 499 0 obj /K [1491 0 R 1492 0 R 1493 0 R] >> /Type /Page endobj /P 3 0 R /K [1495 0 R 1496 0 R 1497 0 R 1498 0 R 1499 0 R 1500 0 R] /Type /StructElem /Parent 2 0 R /Pg 22 0 R /P 3 0 R Major currencies will be operating with ISO before 2025 to reap the benefits. Only three kinds of deductions can be made from an employees wages: Certain statutes require an employer to withhold or make deductions from an employees wages. All services are subject to applicable laws, regulations, and applicable approvals and notifications. endobj << >> >> To meet the needs of financial institutions, businesses and their customers, weve developed a rich portfolio of ISO 20022 payment messages. >> /Pg 39 0 R /Pg 12 0 R /K [14] << /Type /StructElem >> << %d HM7;8\^$T-9I. endobj << /Type /StructElem 407 0 obj /F1 520 0 R There are also some domestic standards that are not interoperable for cross-border transactions, requiring financial institutions and their customers to develop workaround solutions (such as message conversion or translation) to overcome these limitations. /K [5] /F9 615 0 R 2021 to 2022 Service Standards for Transfer Payment Programs A service standard is a public commitment to a measurable level of performance that clients can expect under normal circumstances. /S /TOCI >> /P 3 0 R

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